1. Objectives

It is the goal of Ledger-Capital B.V., De Laan 3, 6611HA Overasselt, The Netherlands (“Ledger-Capital”), to help users enter and navigate the cryptocurrency space, and provide tools to help users make their own sound decisions relative to growing their wealth. Services are intended for medium- and long-term investors.

2. Activities

2.1 Asset allocation

Ledger-Capital uses dynamic, proprietary algorithms to define and perform portfolio allocation, based on user input. Manual trades or transactions conducted by users may limit Ledger-Capital's account monitoring and reporting ability.

2.2 Fund deposits and withdrawals

Users are responsible for depositing and withdrawing funds to/from their account, however Ledger-Capital will provide clear instructions on how to do so.

Maximum withdraw limit on starter plan is $200 monthly. You can't upgrade to a new plan from a starter plan with profits made from trades on starter plan. And you can't go back to previous plan when you place a request .
You need to deposit the minimum amount for the plan before it can be granted to you. And plan request can't be cancelled until after 60 days.

Maximum withdraw limit on bronze plan is 500$ monthly after 7 days of plan subscriptions and having at least 6 consecutive successful trades.

Maximum withdraw limit on silver plan is $3000 monthly after 5 days of plan subscriptions and having at least 3 successful trades. All other plans has no limit in withdraw. Fees will be charged accordingly by our company depending on the blockchain network and from SEC. If trade account balance is more than $100,000 fees will be charged in accordance with SEC to process withdraw. .

2.3 Account monitoring and reporting

Ledger-Capital will continuously monitor user accounts and provide users with a monthly dashboard with easy-to-understand portfolio and performance details.

3. Fees

3.1 Promotions

Ledger-Capital reserves the right to apply promotional discounts to the fees listed. This is completely at Ledger-Capital’s discretion.

3.2 Other fees

Ledger-Capital does not charge any additional or hidden fees. For any transaction or trading fees that may be charged by cryptocurrency exchanges and/or banks, users accept full responsibility.

4. Security

4.1 Infrastructure

Ledger-Capital is powered by Google Cloud. Google Cloud helps reducing the cost, complexity, and risk associated with security and compliance in the cloud.

4.2 Exchanges

Ledger-Capital thoroughly vets its partners and only works with major “top-10” exchanges. User funds remain on their personal exchange account and interactions between Ledger-Capital and user accounts are performed by means of customer owned API keys. API access is limited, hence in the unlikely event of a security breach, no fund withdrawal can take place.

5. Disclaimer

5.1 Financial advice

Ledger-Capital provides financial advice. Ledger-Capital is a Registered Investment Advisor, Broker/Dealer, Financial Analyst, Bank, Securities Broker, Commodity Trade Advisor, or Financial Planner. The information provided, such as optimal fund allocation, is based on user input and for information purposes only. The Information is not intended to be and does not constitute financial advice or any other advice, is general in nature and not specific to you. Before using Ledger-Capital, users should seek the advice of a qualified investment professional and undertake their own due diligence. Ledger-Capital is not responsible for any investment decision made by users.

5.2 Warranties

Ledger-Capital disclaims to the full extent authorized by law any and all warranties, whether express or implied, including, without limitation, any implied warranties, merchantability or fitness for a particular purpose. Ledger-Capital does not warrant that its services and applications will be free of bugs, errors, viruses or other defects, nor that trade results will be profitable.

5.3 Liability

In no event can Ledger-Capital or any of its owners be liable to users or any party related to users for any indirect, incidental, consequential, special, exemplary, or punitive damages, lost profits, or losses, even if Ledger-Capital has been advised of the possibility of such damages. In any event, Ledger-Capital’s total aggregate liability to users for all damages of every kind and type (regardless of whether based in contract or tort) shall not exceed the fees paid to Ledger-Capital for the use of our services or applications.

6. Risks

Investing in any asset class, including crypto currencies, holds numerous risks, for example: technology risks, exchange risks, security risks, regulatory risks. Before deciding to leverage Ledger-Capital services, users should carefully consider their investment objectives and risk appetite. The possibility exists that users lose some or all of their initial investment and therefore no money should be invested that users cannot afford to lose.

As with any market, for a transaction to happen it requires a seller, a buyer, and a price agreement. Loss-limiting strategies such as stop-loss orders may not be effective because market conditions or technological issues may make it impossible to execute stop-loss orders. Ledger-Capital is not responsible for any losses incurred as a result of using Ledger-Capital’s advisory services.
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7. Privacy

Ledger-Capital is fully compliant with GDPR (General Data Protection Regulation), an EU regulation enforceable as of May 25, 2018. Ledger-Capital stores the minimum possible amount of user data necessary to deliver its services. Stored user data includes: name, date of birth, country of residence, email address, and exchange API keys (encrypted). User data will never be shared with any third party before explicit user consent. Users have the right for their user data to be forgotten, which can be requested over email.

8. Communication

The User understands and agrees to the preceding sections. The User also agrees to the following:

• User agrees to not hold Ledger-Capital liable for any realized trading loss in any currency or asset;
• User reserves the right to stop using Ledger-Capital at any point;
• User agrees and warrants that any information provided to Ledger-Capital is accurate and complete;
• User agrees that Ledger-Capital is offering a Software as a Service (SaaS). This means that Ledger-Capital monitors user accounts on users’ behalf on exchanges that are not affiliated with Ledger-Capital;
• User agrees to take full responsibility for identifying and paying any tax liabilities that may exist as a result of trading, or Ledger-Capital services in general;
• This agreement is governed by and construed in accordance with the Dutch law and any dispute, which cannot be amicably resolved, shall be submitted to the jurisdiction of the Court in the Netherlands;
• Ledger-Capital reserves the right to terminate or deny service to anyone, at any time, for any reason.